Net Banking is a convenient payment method that facilitates manual transactions through bank transfers, specifically tailored for those with billing addresses and bank accounts in India, and transactions conducted in Indian Rupees (INR). This method ensures security through a two-fold protection mechanism. Firstly, users are required to log in to their online bank accounts using a username and password, enhancing authentication. Secondly, payments are typically processed swiftly, often within minutes, although in some cases, it might take up to48 hours to reflect in the recipient's account. Notably, one of the significant advantages of Net Banking is that it comes with no additional charges, making it an attractive choice for those seeking a cost-effective and secure payment solution.