Stellar is a blockchain platform designed to connect financial systems and enable fast, low-cost cross-border transactions. Launched in 2014 by Jed McCaleb and Joyce Kim, Stellar aims to improve global financial inclusivity, particularly for unbanked and underbanked populations. Its unique Stellar Consensus Protocol (SCP) ensures secure and efficient transactions without the need for energy-intensive mining. The platform’s native cryptocurrency, Lumens (XLM), plays a crucial role in facilitating currency conversions and preventing spam on thenetwork. Stellar also supports asset tokenization, allowing users to create, transfer, and trade digital representations of real-world assets like currencies and commodities. With its built-in decentralized exchange, Stellar enables seamless asset trading directly on the network. Partnerships with major organizations, including IBM, have helped Stellar establish itself as a key player in remittances, digital payments, and decentralized finance. Its focus on transparency, affordability, and accessibility makes it a standout platform in the blockchain space.